There is an issue around house repossessions. There’s an issue about the ability for people to access the housing market more generally. But you can’t use just that piece of data to actually bring a piece of legislation to this Assembly to outlaw a practice that has been so socially empowering. Far better for the Minister to use his time and his resources and the Government’s time to develop a strategy that will see genuine new starts increasing here in Wales, and completing in Wales, so that there’s actually more stock for people to buy and to actually have access to that property market.

By constraining the supply, you’re pushing the demand up and, ultimately, the price of property is going up. Therefore, the disparity between the wage that someone’s taking home and the ability to get the mortgage to access that house is getting wider and wider here in Wales. That is not a situation that is sustainable. To date, successive Labour Governments have not tackled that. You’re at the beginning of your time, Cabinet Secretary; use this debate to map out how you’re going to do it, but I would urge you and ask you to reconsider the use of legislation to outlaw the one socially empowering tool that has generally transformed so many lives here in Wales and, indeed, across the United Kingdom.