Thank you, Presiding Officer, and thank you to Mr Reckless for his comments. I think maybe he was offering himself up as a potential expert to our group that is going to review this. Well, at least I will get his advice for free, unlike the MP for Clacton. [Interruption.]

On the issue of the £1,000, it is my intention to introduce that universal £1,000 payment to all Welsh students. It is in line with the principles outlined in the report from Professor Diamond, and this Government’s commitment to understanding that higher education is a joint endeavour. The student undoubtedly gets something from studying at a higher level, but so does our nation, and I believe it is only right in that case that we contribute to some of the costs. Let’s be absolutely clear: the National Union of Students Wales have said that this £1,000, payable at the beginning of each academic year, is invaluable to helping students address some of the unexpected—not the unexpected but the hidden costs of setting yourself up in university. And therefore, it is very much welcomed by the NUS that this provision remains within the package.

With regard to the partial write-off, that has nothing to do with family income, it is to do with the fact that the student, at that time, reaches the threshold for paying back their loan. So, it has nothing to do with family income at all, it is to do with the fact that the student has reached the £21,000 threshold that triggers repayments for loans.

With regard to the disparity between students and the living wage, I can’t change the fact that the UK Government don’t have parity of esteem for workers who are 16, 17, 18 or 19. I wish I could do something about that, but it is not within my competency. As I’ve said, Diamond was very clear, we need to make sure that students have access to the amount of resources that they need to live on, independently of their parents. Across the border in England, parents are expected to hand over and to contribute to the costs hugely. This means that Welsh students will be independent, because they will be able to get the full amount of support on which they can live, either entirely through a maintenance grant for our poorest students; partially for most, over 70 per cent of our students; or a combination of a £1,000 contribution and a loan. And I think that is really, really important.

With regard to the Treasury, my Cabinet colleague the Cabinet Secretary for Finance and Local Government has formally written to the Treasury. We’re yet to have a formal response, but the Treasury have been very helpful to date and have indicated their full support for the proposals going forward, and I expect that to be confirmed in writing shortly.