In 2012, which was when the standard was supposed to have been achieved by all social landlords, the Wales Audit Office said that the main shortfall in meeting the standard was in areas where tenants voted against proposals to transfer. Your then housing Minister subsequently stated that three authorities hadn’t got realistic business plans and had to resubmit new ones, which were approved by a subsequent Minister. Given that the limit set for housing-related borrowing as part of the agreement to exit the housing revenue account left an estimated borrowing headroom across all authorities of just £471 million to achieve the Welsh housing quality standard, how can that be achieved to the standard originally intended with the additional bits—wider community regeneration—when that only leaves estimated borrowing for Wrexham at £118 million—that’s good—Swansea at £74 million, but Flintshire at only £25 million under that headroom established?