I welcome the statement by the Cabinet Secretary, and in particular his comments about filling the market gap, if you like, in relation to the availability of finance for certain parts of the sector. In addition to small businesses, of course, medium-sized businesses have particular needs, and one of the issues has been incentivising owner-managers not to exit their companies early in the life cycle of the business. Will he give particular thought, in the remit of the development back, to encouraging it to provide patient capital solutions for some of those businesses, which would incentivise retaining their equity over the lifetime of the company, rather than bringing forward the point at which they sell?