Part of the debate – in the Senedd at 3:43 pm on 14 March 2017.
I’d like to say that we support this Bill and the policy intent behind it. It’s been a long-standing position of Plaid Cymru and we’re looking forward to the scrutiny process. I will say in reaction to the Conservatives that many people cannot simply afford to buy their own homes, and we always need social housing for that purpose. I wouldn’t want to seek to try and play working class people against other people in their own communities, because I think that’s irresponsible. The intentions of this policy are the right intentions and I think that it’s one that we should try and support, although I understand that there will be ideological reasons why people in this room will not.
One of the questions I wanted to ask was: are you planning to create more mixed communities where housing is a mix of social and private in relation to this particular piece of legislation? I know that in the past, maybe there have been communities where there’s been more of a propensity for people to buy in a certain area of a council estate and not in another area of that estate, and then it’s intensified the issues around social housing and the right to buy. So, I was wanting to ask on that.
Obviously, by giving notice that right to buy is going to be abolished, there will be existing tenants thinking of buying who will start to look for ways to finance this, and this potentially puts people into a vulnerable situation. There have been numerous examples over the years of companies providing the finance to help people take advantage of the right to buy that then evict the tenants when the finance isn’t repaid, knowing that they have equity in an asset that was acquired for far below market value, and would have probably risen then as a consequence. So, what actions will you be taking to minimise these risks as we approach the end of right to buy?
Your statement also mentions the Help to Buy—Wales scheme as support for people to get on the ladder, but this scheme only applies to new builds. So, last year, the all-party parliamentary group for excellence in the built environment reported on the quality of new-build houses throughout the UK, and they found that 93 per cent of buyers report problems to their builders, and of these, 35 per cent report 11 or more problems. So, now, there are questions about whether the National House Building Council is able to appropriately resolve these complaints and ensure that new builds are fit for purpose. So, is the Welsh Government planning to examine this report and take action against poor-quality new builds? And given these problems, is it really appropriate to restrict Help to Buy to just new builds?
My final question, at the moment—of course, we’ll be scrutinising this Bill on the communities committee on which I sit—is: are you satisfied that a year is enough time to provide scope for people who are in the process, mid process, of right to buy? I know that Scotland took a two-year decision when they were allowing people to still put forward cases to buy their homes. So, I would want to be satisfied that you are giving tenants the correct information, timely information and that they understand their rights, because this is integral, because it’s changing, fundamentally, and that we can encourage people to understand, via, perhaps, a public campaign, as to why you’re taking this decision to do this as part of a Government initiative.