I don’t believe that it’s possible to use legislation to change the situation, but I do agree with him that banks should think of every alternative apart from closure—that should be the very final option, rather than the first option, because, of course, the service is lost to the high street. If that’s not possible, then it’s crucial that the banks deal with the post office so the services can continue in the post office, but we wouldn’t wish to see the closure of branches as a priority for the banks.