If we follow the logic of the First Minister that now is the time to take advantage of historically low interest rates, why is it that his own Government’s finance Secretary is limiting the financing through the mutual investment model to £1 billion, not increasing it to the £7.5 billion suggested by Gerry Holtham, who was a senior adviser to his Government? Isn’t this yet another example of the Labour Party saying one thing in its British manifesto and doing a different thing in Wales? That’s the kind of hypocrisy that has given democratic politics a bad name.