Thank you, Minister, for replying to Dawn Bowden’s question with so much detail. But I think there is another side of the coin. Vulnerable people on low incomes have been hit hard by the Labour Government’s failure to pass on the funds it has to freeze the council tax in Wales, with the result that council tax debt has been labelled as ‘Wales’s biggest debt problem’ by Citizens Advice. The Welsh Local Government Association has warned that councils will have to raise—