I can't resist answering that one first because I'm familiar with the cafe, and I would like to congratulate them on their award—it's well deserved. My son put me in the knowledge on the cafe, and it is indeed a fantastic little place, for those people who haven't visited it yet. Italian cafes have played an enormous role in the growth of cafe culture in Wales for a very long time, in fact, and certainly in the village I grew up in, in north Swansea, the Moruzzis were very instrumental in both kindling my love of ice cream, which possibly wasn't as good for me as it might have been, which I continue to have, and also, actually, just in promoting cafe culture in general as a place to meet and often discuss really quite progressive politics. So, I'm grateful to them for that as well. And I think that they do make a big contribution to our economy, and I'm sure that the Cabinet Secretary for the economy will be taking that into account when he produces his action plan in the future. 

In terms of banking, I share the Member's concern about the closure of bank branches. I've had a number of meetings myself with a number of the big banks around their closure policy. They do produce statistics about the use of branch banking and so on, and a number of them do have good policies in terms of contacting older people and people with particular problems in mobility and so on about their banking. There is an arrangement in place with Post Office Counters, in actual fact, to do some banking, and we've made representations to them, I know, in my previous role, about ensuring that the Post Office Counters staff have the right training and that there are appropriate premises in which to conduct what might be a quite personal transaction in some cases for people who want to conduct banking transfers there. But I don't see any reason at all why we couldn't ask the Cabinet Secretary for the economy to make this Assembly's concerns known again.