Firstly, I'd like to welcome this debate because following on from the debate on leasehold, it shows the importance of these types of debates that actually identify issues that have complete cross-party support, that relate to powers that we have where we can use those powers to make a real difference to people's lives. Leasehold was one, this was the other one. 

Can I also thank David Melding for reminding me of the Law of Property Act 1925? [Laughter.] That wonderful revising piece of legislation that couldn't be contained in less than 1,000 pages and which propped up more bookshelves than I ever came across. I also thank Darren Millar, really, for his exposition of the iniquities of the capitalist system. [Laughter.] But, particularly thanks to Dai Lloyd for his almost Shakespearean exposition of the injustice that does exist.

There are just a number of simple points that I want to add. Firstly, planning permission. We know that whether they be maintained estates or whatever, it's just clearly the case that planning permission should not just be given. Just as we should not be allowing planning permission to be given to new properties with leasehold, exactly the same applies here as well. 

Secondly, in terms of unfinished roads and responsibilities and so on for new properties, why can't we have a simple thing like a National House-Building Council certificate? You have that—something that gives a guarantee if the property developer goes bust, a guarantee in terms of rectification of the structure. Why could you not have something exactly like that that gives that extension—? Because the crux of it is the lack of guarantees and deposits, so that if the developer disappears or doesn't fulfil it, the house purchaser can go along and say, 'Well, there is the money, there is the resource or the guarantee that enables this to be done.' It seems to me that that is the future.

The point that was made in terms of the companies themselves, because what they will say is, of course, 'Ah, yes, but all these are things that add to cost and so on.' These property developers, they work on at least a 25 per cent profit margin. This is it. This is exploitation of the worst kind, and the fact that you have one director of one of these companies with many properties in Wales, some of which are getting a bonus of £150 million—. I mean, it is out of control and it is absolutely outrageous. It is a public scandal.