But they've not gone through the issues that they raise and the issue of the distant sources of finance and there is no way you can verify whether they've had a full discussion, what that discussion was or what is the evidence on which they're basing their different view. It is a one-liner. The Minister wants me to read it, so I suppose I better had: 'Dear X'—X being the official—'I can confirm, having taken account of the views from our members, we have no issues with this proposed approach.' And then you've obviously got to read the justification that the Government has now provided, which, in a little bit of detail, basically just said what the Minister has told us. Now, are we satisfied with what the Minister has told us? That's the judgment we have to make, and, as I said, I think UK Finance were a little nearer the mark when they came in and freely gave their opinion to—or gave, through written evidence, their views to the committee. I so move.