Dai, you're absolutely right: we need to look at these issues beyond simply the health and well-being AoLE. Financial education will be a key element within the new curriculum, offering robust provision to help learners develop their financial skills, including the management of their money. I was very fortunate recently to attend a pioneer school in your own region, Olchfa, a year 8 maths class, where they were indeed talking about the tax system and how you would manage your money and work out your tax liabilities. So, we already see on the ground lessons in this regard happening in our schools at the moment and, of course, as we move towards a statutory take-up of the curriculum, I would expect to see more of that going on. It was absolutely fantastic to see relatively young learners in their secondary education career having the ability to develop their numeracy skills but at the same time learning and understanding about how tax works and actually having a very moral debate about whether people should be taxed more or less.