Diolch. The Minister for Housing and Regeneration has rightly commented that credit unions in Wales deliver financial awareness education for adults and children, they support people dealing with debt problems and provide some of the most vulnerable people with sound and ethical financial products, and therefore I very much welcome that the Welsh Government recently announced that credit unions across Wales will receive additional funding, including the £844,000 of funding, for projects that support people who are struggling financially. Sadly, under this UK Government, these people are the many and not the few. What direct impact does the First Minister then think this financial and capacity support for credit unions will give to some of the most vulnerable people in Islwyn?