First Minister, I was looking forward there to saying I agree with Rhianon Passmore. Unfortunately, the bit at the end I found difficult to agree with, but the first part was positive. Can I also concur with those sentiments that credit unions do a great deal of work across Wales? In south-east Wales, my area, the Gateway Credit Union has branches in Abergavenny and in Bulwark, and as Rhianon Passmore said, they do a great deal to deal with poverty issues. Would you agree with me that it's important that we recognise the role that credit unions play in rural areas as well? It's not just an urban area that they serve. There are great pockets of rural poverty across my area, and also mid Wales as well, and they have an important role to play there. So, when you're targeting this funding, will you make sure that rural areas' poverty is addressed as well?