Cabinet Secretary, I note from the Wales Co-operative Centre's last annual report that they helped develop four housing co-operative schemes, and I really believe that this is a sector that needs further development. Now, we know that shared ownership harnesses innovation, and innovation accounts for 70 per cent of long-term economic growth in the UK, and I do think the use of co-operatives in this area would give many people a new housing model based on rentals. Moreover, they could be using smaller plots of land, using SME companies, driving up skills levels and jobs for local people. It does seem to me an area rich for growth and potential innovation.