Cabinet Secretary, the decision by the Royal Bank of Scotland to close 162 branches in England and Wales has highlighted the importance of post offices in providing banking services, particularly in our rural areas. Given that 12 per cent of post offices are now run by part-time outreach services, such as mobile vans, and in premises like village halls, what is the Cabinet Secretary doing to ensure that communities that have lost their bank at least have access to banking services through post office outreach facilities in Wales? Thank you.