Thank you very much for the question, and, of course, the decision around the land transaction tax means that around 80 per cent of first-time buyers in Wales won't pay tax, with our threshold of £180,000. This, of course, is the same proportion of first-time buyers as in England with their stamp duty land tax. Currently, the average house price here in Wales is £140,000, so I think it is incorrect and unfair to suggest in the Conservative Party's White Paper, released this week, that there is no relief for first-time buyers, because that is misleading—around 80 per cent of first-time buyers are protected from that.