Thank you very much for raising both of those issues. With regard to bank closures, clearly, Welsh Government very much shares your concern about that. I know that we've written on many occasions to the UK Government asking them to take a much more strategic approach to banking in the round, and community banking particularly. And, also, we provide great support to our credit unions across Wales as well because although they are no substitute for banks, actually, they are a really important part of the jigsaw in terms of ensuring that people do have financial inclusion within communities. And, actually, some of those credit unions are coming forward with some good ideas, which are making them much more like banks in terms of having a card that can be used in order to pay for things and so on. So, I think the credit union movement is very much developing in Wales. But, that said, I would certainly be happy to ensure that the appropriate Minister takes forward that particular concern about the DWP encouraging people to use banks rather than post offices. As you say, for many people, it simply won't be possible, but, also, we need to ensure that we do have a vibrant and sustainable post office network right across Wales, for many reasons.

I will speak to the Minister with regard to your concerns about A&E at the Royal Glamorgan Hospital, which you've outlined, and ask him to give you the reassurances that you're looking for.