I'd just like to pay tribute, first of all, to all of the people, both staff and volunteers, who every single day and night are averting people from becoming homeless and supporting those who are on the streets. Every single night, there is a hot meal available to people who are destitute, and there's a huge amount of work going on and people working their socks off. Cardiff council's homeless outreach team helped no less than 54 people on one night last week into emergency accommodation—obviously, when we had the most extreme weather. We still have 90 emergency places available for people who can be persuaded to go into emergency accommodation in what was very dangerously cold weather a few days ago. I also pay tribute to fact Cardiff outperforms the Welsh average. 

Three quarters of the people who sought early advice about becoming homeless were actually helped into alternative accommodation rather than waiting until they were on the streets. So, obviously that's a really important message to anybody in that situation. 

Unfortunately, we know that the main cause of homelessness is not addictions of one sort or another. It is, unfortunately, mortgage and rent arrears and that is because of a deliberate policy by the UK Government not to allow in-work benefits to keep pace with prices, and family breakdown will instantly lead to people not being able to pay their rent. 

So, there's been a 247 per cent increase in the last year in Cardiff, compared with the previous year, as a result of mortgage and rent arrears, and that is a cause for concern. So, the desperate need for more social housing, I think, is top of my list of concerns, because people who are in temporary accommodation are waiting too long before being able to be moved into permanent accommodation, because we simply don't have enough. We've already got a lot of people inappropriately housed who do have a roof over their heads.

So, really—I know that there are intermediate pods being built as part of the innovative housing programme in Cardiff by Cadwyn, and I wondered if you can tell us when they might become available, because they're a bit like Ikea pods—everything available, privacy, security. And also you mentioned the trailblazer Salvation Army Housing First project that you visited recently. It would be very useful to hear a bit more about that. Otherwise, does the Government have any concrete plans to abolish section 21, which is forcing many people to become homeless, because they are simply unable to provide alternative accommodation when their private landlord decides they don't want to house them any longer?