Thank you, First Minister. And, of course, it was during your tenure as the local government Cabinet Secretary that you did set up that panel. The independent review panel, having presented its final report on the future roles of these councils, did think it very important that councils are to be held accountable for the public money they spend, and that they are managed well in terms of financial probity. The report by the auditor general, of course, has also highlighted the fact that the number of qualified audit opinions has doubled in 2017-18, and we now have 340 councils that that applies to. There are many recommendations in that report. In Aberconwy, we've currently got a situation of dismay that a community council in Penmaenmawr has spent over £100,000-worth of reserves over a three-year period, causing much concern, especially when some of the councillors on that council don't know how this money is being spent.

Will you state, please, by when you will act on the recommendations of the independent review panel? And will you also explain how you, as the First Minister of Wales now, will take steps to strengthen robust financial practices and transparency in the spend of council tax in terms of this, its precept? Because this particular council in Penmaenmawr had a 21 per cent precept a couple of years ago, and residents are now very, very concerned that councillors themselves don't know how this £100,000 has been spent. There are community councils across Wales, where, simply, they don't have any audit practices in place, and financial accountability is very poor. So, will you please look into this as a matter of some priority so that that independent review panel and its work become meaningful rather than meaningless?