Thank you very much, Andrew R.T. Davies, for those questions, and I think you opened with and articulated very well the devastating impact flooding has on individuals, not only the financial, but also the sentimental, and I don't think we can underestimate the impact that that could have on an individual.

Difficult budget decisions do have to be made, but I think by investing over £350 million in the lifetime of this Assembly, it shows Welsh Government's commitment to this. You asked whether we were going to retreat from our coast because of flooding difficulties and things that we could experience further down the line. Nothing has come past me on my desk, certainly, to give that impression, so I think it's absolutely right that we continue to put funding into our businesses and homes where we can to protect them.

I mentioned the new flood and coastal erosion committee. This takes over from the flood risk management Wales committee that we had, and we've been recruiting for this committee. We announced the chair back in September—no, he actually took up post on 1 September 2018, and we've taken our time to get this committee together. It's going to be an advisory body that's going to advise myself and colleagues from Welsh risk management authorities on all sources of flooding and coastal erosion. It will have a really important role to play, but I did also say that we are preparing a new national strategy for flood and coastal risk management, and we've been doing that over the past year. We've been working very closely with our stakeholders, and that includes NRW, it includes local authorities and other policy areas on content on the potential measures that will be needed as we take on this.

We're also going to consult on the new planning advice in relation to technical advice note 15, and you referred to that and to the flood risk maps that will be available for people to access. You raised a point about simplification, I think that's absolutely right. It's really important that we give individuals good flood risk information and that we have strategic planning. So, the draft document, the draft strategy, will really set out the future direction in managing flood risk. It will encourage collaborative catchment approaches to addressing flood risk and it will work with others. I'm very keen to see more done about natural flood management.

You referred to our new legislation around SuDS—the sustainable drainage systems—and I think the commitment to managing water in our environment better is a vital foundation for achieving prosperity for all and delivering our long-term well-being goals for the people of Wales and, certainly, the SuDS regulations we brought in have been very welcome. You mentioned—just today we had that heavy rain, probably as we were all coming to work this morning, and the impacts of surface water flooding, again, can be devastating. You referred to a car, but it can certainly be devastating on citizens and communities. And, again, the cost to the Welsh economy can be significant. So, we had storm Callum back last autumn and the impact of that demonstrated the risks to properties of surface water flooding, and I think those risks are obviously increasing due to climate change and urbanisation.

I think you made a very pertinent point around responsibilities and costs, and there's a very good example of that—and you referred to the A55—in Darren Millar's constituency. The scheme that the local authority are bringing forward there: the main beneficiaries of that are the promenade, the sewers, the railway line. So, I think it's really important that it's not just Welsh Government that contributes, that we all need to contribute. So, my officials are working with Clwyd County Borough Council. We're having discussions also with Ken Skates's department here and the key beneficiaries I mentioned: Network Rail, Dŵr Cymru, because I do think it is important that it's not just Government that has to put the funding in.