Thank you, Mark, for giving way. Thank you very much. If we accept that there are high levels of disadvantage and deprivation in some of the communities and some of those on the lowest incomes are being most affected by minute little changes, I ask him to listen to the voice of Conservative MPs, and indeed Ministers, who've spoken out on this. When Esther McVey acknowledged that people with a transfer to universal credit, some of those people that you were just talking about, could be £200 a month worse off as a result of the switch, they'd be poorer, including people who are in work. She said,

'I've said we made tough decisions, some people will be worse off', or even Amber Rudd, who said universal credit has caused a surge in the use of food banks. You can't deny, surely, that the tax and welfare changes have hit those people you were talking about the worst.