I don't think it's a criticism of officials directly or as individuals, but I do take on board what you're saying in terms of thinking about the language that we use. And, actually, this document is meant to be specifically a factual document, but I totally take on board that, actually, if we're not upfront and blunt about what these things actually are in practice, it does serve to depoliticise and dehumanise and shift the debate in a direction that we don't want it to go in, and we need to be more bold and upfront about that.

Clearly, there's still much more that the UK Government needs to do to address the systemic issues with the welfare benefits system and reverse the ideologically driven and damaging cuts, which are increasing child poverty. When you see the cumulative impact of these major welfare reforms that have been implemented or are still yet to take full effect, the impact of the UK Government's austerity measures is a stark reality that none of us can or should shy away from.

One of the many aspects that is worrying for those new universal credit claimants is for those seeking vital support with their housing costs, and many will not be able to afford to pay the rent to the landlord until their first payment is received. Local authorities where universal credit full service is already in operation are seeing increases in rent arrears for many tenants. This is causing and making worse debt problems for those in most need of support and has serious consequences for people who may face eviction as a result of not having any money to pay their rent. Some UK Government changes, such as the piloting of more frequent payments and direct payment of housing costs to private sector landlords, which the Minister for employment has outlined in his letter in response to the Minister for Housing and Local Government, will help to make improvements if they're fully implemented Wales-wide. However, these changes alone will not go far enough or fast enough to address the significant problems in the design of universal credit.

Deputy Llywydd, as outlined in my opening remarks, we will be opposing the Conservative amendment, which fails to acknowledge the scale of the problems that have already been demonstrated, and I also want to reiterate how we will be exploring the case for devolved administration of certain aspects of the welfare benefits system, looking at whether there is a way in which we could do things, administratively, differently, better and fairer in Wales. We've asked the Wales Centre for Public Policy to support us in taking this work forward. As part of this, we will also be following closely and with great interest the work of the Equality, Local Government and Communities Committee with regard to their current inquiry on benefits in Wales, options for better delivery.

This report makes all too clear the damaging impact of the UK Government's welfare reform in Wales. As we've heard here again today—and many of us are hearing and seeing first hand the distressing and devastating reality of this, whether that's in our correspondence, in our advice surgeries or in our communities. Prior to being elected to this Parliament, I campaigned for an end to the cruel and callous sanctions regime. This Welsh Government will continue to take action to address the effect of welfare reform and press for the reversal of the pernicious policies that are having a huge—[Interruption.]—harmful and hurtful impact on the lives of people here in Wales. Diolch.