I'd make it more 4 to 5 per cent, but, yes, I agree with your general premise. 

Some council areas are net contributors to the national business rates, most notably Cardiff, which pays in roughly twice as much as it gets back. Just looking at Swansea in terms of income, the rate support grant reached a stage where it's paying less than 60 per cent, on its way down to 50 per cent, of the money that the council spends. National non-domestic rates: about 20 per cent. And council tax: about 25 per cent. But 65 per cent of the money goes on education and social services, and can I point out—I can't remember to which speaker earlier—about social services being the biggest charge on local government? Certainly, in Swansea's case, education is substantially the biggest expenditure.