Well, I think you might've just made one of the points for me, Joyce, which is actually the point that was raised by the former Labour leader of a different council earlier about some councils making poor decisions about how they budget, and now they're taking the opportunity to punish their own residents by doing this. But my overall point was to say that things have been changing over a period of years and certain councils over that period of years have done relatively better than other councils.

Now, Minister, I do think you have some questions to ask those councils with the highest useable reserves—genuinely, now—as well as a history of poor decision making and wasteful behaviour. Maybe Pembrokeshire is exactly one of those. But now, it's all councils that are speaking of financial starvation, and of course councillors in my own region are voting against rises of 6 per cent and 6.6 per cent, because those Labour councils have not had to do this before. They've suffered least from cuts over the years, but even they have now reached a tipping point, and not least by the whole slate of underfunded legislative responsibilities that have been placed on them by this Government.

Now, unlike Torfaen, the Labour leader in Bridgend says he cannot protect social services and schools, and I could easily point to cases where they've wasted money in lost legal cases, poor land deals, contracts going wrong, but even so, they still need to fund, this year, schools and social services. And their planned savings needed to do that are high and medium risk, which, as we all know, is audit speak for undeliverable. Minister, it'll be your greatest achievement if you and the Welsh Local Government Association—and we heard they're not happy with this formula—can get this out of the box marked 'too difficult' and face up to the inevitable outrage you're going to get from the losers. There are losers now, and the process by which they lose can no longer claim to be fair.