A shortage of affordable housing is a particular problem in rural areas, but where there are affordable homes built—and I can show you examples in my own region in north Wales—even those, although they are built with the best of intentions, remain vacant for a number of reasons, including, of course, the need for a deposit, which is too great for local people to afford very often. So, as one practical solution in providing assistance to rural communities in this context, may I ask the Minister whether she'd be willing to consider creating a particular capital fund for rural areas in order to assist local people, particularly young people, to afford to buy or rent homes in those rural areas?