Can I thank the First Minister for that response? You will know, as Members will know across the Chamber, that a big impact on our high streets across Wales has been the closure of banks, which has been particularly damaging in Buckley in my constituency. Assembly research shows that more than 200 banks have shut in Wales since 2008. Llywydd, this presents a huge challenge for many, including the elderly and our most vulnerable people, who often rely on face-to-face services. Llywydd, I was very pleased to read the First Minister's response to me on this issue, to a letter I wrote to him recently. So, would the First Minister agree with me that we need to prioritise the idea of a community bank for Wales, ensure that pilot areas are strategically located, and that we must restore these much-needed and valued services?