Minister, the mutual investment model that finances most of the twenty-first century schools programme in Carmarthenshire and throughout the rest of Wales is a really welcome evolution from the old-fashioned PFI, but, of course, with all of these issues, there's always a balance to be had between loss of control and being able to be fiscally exposed. Now, the mutual investment model does have a fiscal exposure for the Government and for local authorities and I just wanted to understand a little bit more clearly what your opportunity and risk evaluation process is to ensure that things such as the lack of ability to profit-cap or cost overruns, project overruns, and, of course, the higher rate of borrowing—how that impacts the twenty-first century schools programme.