Well, I think that you've identified some of the issues that we're dealing with. I must say I disagree with some of the solutions that you've put forward. We are working very hard to get the pathways for ex-prisoners in place. The pathway is adequate. We've had it tested. What we need to do is make sure that everybody implements it in the right way. We've currently got a task and finish group working here in Cardiff to see what the barriers are to implementing the pathway, and as soon as that work is complete, I will be updating the Senedd accordingly, so that we do not release people from custody into homelessness. So, I agree with that much of it.

In terms of the housing completion rates, they are down in the final quarter, but that's because we are entering a recession. We have had a number of small and medium-sized building firms go under and go into administration very recently, and I'm afraid that that's a direct result of Brexit and the fall in the rate of sterling. So, I find it very ironic that you're accusing me of having some part in that. Because if you speak to the SME firms, in particular, they're saying that they have a real problem with getting labour and with getting materials at the right prices. So, I think that that's very ironic indeed.

In terms of the demand side, as I said in answer to Mike Hedges, we are building as many affordable homes that are for social rent as we possibly can. Just to be clear, our target of 20,000 affordable homes we have easily met. So, we are not failing our own targets. What we are doing is upping our target to meet the increased demand that we see. So, I just want to be very clear about that.

There are issues around the armed forces covenant. The UK Government has put a commission in place that we're very anxious to work closely with. My colleague Hannah Blythyn has been working closely to ensure that we uphold our end of the covenant for armed forces personnel here in Wales. Wales contributes a higher proportion of its population to the armed forces than the benefit we get back from army investment, so we're very keen to make sure that we put that circle back in place.

Deputy Presiding Officer, if I could just say—. I've been meaning to mention this a couple of times now as people have raised it: I couldn't agree more about 18-year-olds not being necessarily fit to maintain themselves in their accommodation. One of the things we want to work very hard on is what skills people need if they are placed in accommodation. I cannot emphasise enough that this not about not having sufficient places to put people. This is about not having sufficient skills, money, supplies and so on to keep them there. It's pointless me giving you a flat if it has no beds or crockery or curtains. You will not be able to stay there. But also, you have to have the skills to be able to pay the utilities bills and the rent and so on. So, clearly, as I said before, it's a whole-system approach to homelessness prevention.