And I think Mike Hedges hit the nail on the head, actually: there's a sort of misapprehension about what it means. But I've actually visited a west side apartment in New York that's a co-operative, and it looked like a penthouse to me, is all I can say. So, I do think there's a misconception—he's quite right about that. What it also does is it allows us to drive different models and types of tenure into our housing across Wales, and that kind of mixed tenure is really important. So, I don't think any set of housing that's a single tenure is actually particularly useful. So, it really is a good way of driving different models of ownership into different bits of Wales and can really be beneficial.

I'm particularly interested, actually, in models that allow people to have a shared equity ownership—part of a co-operative—in places described as 'deprived communities', in inverted commas. Members will have heard me say before how cross I am about the fact that the place I grew up in is described as a 'deprived community', which is news to both me and my parents, but there we go. But, driving different models of ownership into places that are single-tenure social housing, for example, can be a really useful model as well, as it allows different types of people to live in harmony together in a community, which is what we're looking for.

So, we've been investing in community-led housing since 2012. We've tried several different approaches, including providing £1.9 million-worth of capital funding to support three top-down ministerial-led pioneer schemes. That approach has had some success. For example, the co-operative at Loftus Garden in Newport by Pobl has been great; it's helped those in the co-op take on more responsibility for their homes and their community and led to a greater community spirit being fostered in the wider development. That, sadly, has not been the case with all the schemes, which is why we've taken stock of our approach going forward.

I do think the Taf Fechan scheme that Dawn Bowden mentioned is a very good example of how it can work, where you take somewhere that nobody really wanted to live, let's be honest, and turn it into a very desirable place to live, because as I understand it there's a good long list of people who'd love to live there if they could just get in. So, it can, critically, lead to the turnaround of those kinds of developments as well. So, I'm really committed to that, I'm really committed to making sure that the good examples that we do have in Wales—and they do exist—are spread out across Wales, but we do need to get local authority support to be involved in that as well.

Dawn Bowden mentioned the support that the local council there had given to the support of the co-operative, and I know that Swansea City Council has moved to adopt a co-operative housing policy recently as well. So, I think all local authorities can learn from that, and I'd be really keen to get that into the spread of excellent practice across Wales. So, I'm really keen to do that. What I'm also keen to do, though, is not have it to be top-down. So, what we want to do is enable communities to come together and form a co-operative in order to take control over their lives. So, I think it works really well, as you described, Dawn, when people get really involved in it and they can have a decision-making part in that. So, I'm very keen on being able to enable that rather than trying to push it onto communities, which hasn't always been as successful as we'd like, even with the best of intentions.

So, one of the best ways to increase provision is to provide support of that sort. So, our funding through the Wales Co-operative Centre is designed to deliver that support and I'm pleased we've widened our support to a larger scale programme for community-led housing in conjunction with the Nationwide Foundation as well, to provide that underlying level of support.

The expertise available through the Communities Creating Homes programme is being used to support new and existing community-led housing groups across Wales. It's a toolkit for developing co-operative housing schemes that outlines actions that housing associations can take to support community-led housing, and I'm pleased to see that the ELGC committee recognised the important role that the toolkit can have in its recent report on empty properties. The other thing I want to be really clear about is in broadening the support to ensure a focus on embedding the core co-operative principles, we want to be sure that the seven core principles are vital and embedded all at once. So, you can't sort of pick and mix it, you want to get all of the principles, as you've described, to get the successful programme running. So, we've got a lot more interest increasing, and this debate is an excellent way of getting the message out there as well. So, I'm really grateful to Dawn for raising it.

I'm not currently looking at introducing community land trusts at the moment. One of the reasons for that is that I'm not convinced that that would work, but I would just like to say in the Chamber that if a project came forward that relied on that kind of budget, we would be willing to look at it. Broadly, I'm saying we'd be willing to look at any community-led project that we thought might develop homes for people along those co-operative lines. So, I'm very happy to look at that, although I'm not minded to introduce the fund as such just the moment.

The affordable housing supply review reported back in May. Based on their recommendations, we're seeking to consolidate the number of bespoke schemes and funding pots we have available.