First Minister, I'm sure you'll join me in welcoming yesterday's news that Lloyds Banking Group expects to support firms in Wales this year by up to £1.1 billion in lending. This is part of their pledge to invest £18 billion in UK businesses in 2020, and they're looking at new businesses, microbusinesses seeking to upscale to small businesses, and those considering then trading internationally for the first time. 

When I speak to my constituents and business people, they do highlight the need to access reasonable commercial sources of funding. What are you doing to ensure that, where appropriate, Welsh Government sources and programmes are also taking into account the opportunities that exist for commercial partnerships in these programmes?