Can I thank the Minister for her statement? Housing is a key priority area in the Welsh Government's 'Prosperity for All' national strategy. In the past, we have criticised Ministers of this Welsh Government of carrying on regardless rather than listening to those who deliver vital services. It is therefore appropriate to acknowledge the efforts of the Minister, who has clearly listened to, and acted upon, the advice of, amongst others, Cymorth Cymru, and is engaging with them to deliver what we hope will be a much-improved service for those who, unfortunately, for whatever reason, find themselves without a home, or perhaps more importantly, require assistance in retaining their home, thus avoiding homelessness in the first place.

It is accepted that without the support of networks, some are clearly unable to cope with the pressures of modern life. Although initially meeting opposition from the stakeholders, the establishment of a regime where a number of available grants are reduced to just, I believe, two, does appear to have been a successful one. The collaboration between the Government and the umbrella organisation, Cymorth Cymru, whilst not totally satisfying Cymorth Cymru and other service providers, is undoubtedly a significant improvement on the previous situation. The setting up of two housing grant systems, a housing grant and—[Inaudible.]—housing grant, seems to be the result of this collaboration. It takes away the uncertainty on landlords' ability to borrow funds in order to develop supported accommodation housing for vulnerable people.

The primary aim of any administration should be to enable access to housing and also to prevent vulnerable people from losing their homes, but also to give help and support to those who may still lose their homes and help in developing the skills and confidence to live their lives independently. We acknowledge that local authorities are in the front line and will consult with all stakeholders to inform them of their local strategy, working collaboratively across their regions with key partners. However, the sting in the tail, Minister, is that the settlement for the housing grant shows that it remains static at £126.8 million, which is, in effect, a real-terms cut. As mentioned by both David Melding and Delyth Jewell, Cymorth Cymru have stated that this settlement in 2020 will not be enough to achieve the shared ambitions of the Welsh Government, landlords and support providers. Minister, in respect of the budget allocation, do you share their concerns?