Diolch, Dirprwy Lywydd. Thank you, Minister. I'd like to repeat again the thanks made by many Members across this Chamber for the effort made by countless heroes to help those affected by recent flooding, and to repeat also my thanks to you for visiting businesses and residents in Mountain Ash with me last week. The visible leadership from yourself and the First Minister was welcome. 

My questions. I hope you will have seen the letter jointly sent to the Chancellor of the Exchequer by representatives of RCT, and I note your comments about working with the UK Government. Will you make representations to ensure that RCT gets the help that it needs, where there is a duty on the UK Government, such as funding for infrastructure, council tax and rate relief exemption? 

I also note your comments about Flood Re and I think it's really important, as other Members have said and yourself, to make sure that people know how they can access that affordable insurance. But I am concerned about a lack of clarity in this area. I've met with a number of people who have been very, very distressed to discover that they are underinsured against flood damage. So, I'd like to ask particularly what we can do to make sure that that information is clear and that insurance companies are forced to make that information a lot more clear than it is now? 

And finally, I'd like to close by again reiterating the comments made by other Members in this Chamber about the need for support for the emotional impact of flooding as well. Financial support to help people rebuild their lives is really important, but those long term psychological scars will come to the fore over time. I've met with people in Ynysybwl who were hit by a seven foot wave of water rushing through their properties. So, just to place on record, please, my ask for some assistance with counselling services for those who require it.