The latest UK Government assessment is that up to a fifth of the workforce may be off sick during the peak in an epidemic. The number of people on zero-hours contracts in Wales between June 2018 and July 2019 increased by 35 per cent, and only one in seven of them gets sick pay. What funds do the four Governments intend to set up to ensure that people on such contracts—agency staff in the NHS and universal benefit claimants—do not have to choose between their health or paying their bills?