Part of the debate – in the Senedd at 2:52 pm on 17 March 2020.
Can I, first of all, thank the Minister for his statement today, and can I say that, from my perspective and from these benches, we want to be supportive of the Government and its approach? Clearly, there's a balance, I think, between scrutiny of Government, but also being in support of Government as well as we can be at this particular time. It's getting that right balance. I hope I strike the right balance today in my questions to you.
Minister, we're aware, of course, of the additional funding from the UK Government in terms of the £250 million to help businesses and a further £225 million in the budget last week, and I do very much welcome the Trefnydd's commitment—the finance Minister's commitment—and your commitment as well that any funding that does come as a consequential will be ring-fenced for business. That is extremely welcome, and I think businesses will be grateful for that commitment.
You talked about the one stop—I think the First Minister referred to this in his answers to questions today, as well, about the one-stop place for business support. Can I just ask: is that actually a complete one-stop shop? If a Welsh business rings Business Wales, will they also get advice on perhaps areas that are not devolved to the Welsh Government? Will they be appropriately signposted? Is it an absolute one-stop shop? I think it should be, and I hope that you can answer positively in that area.
The other issue, of course, is capacity in terms of Business Wales, because, especially when further announcements come forward, perhaps by UK Government tonight, there will be a capacity issue, I have no doubt, for Business Wales. So, perhaps you could talk about how you may be transferring officials from other departments to help on that Business Wales line and to ensure that people get a timely response. If there is a one-stop shop, perhaps you could just expand, as well, on exactly what is covered on the Business Wales line, as well.
With regard to the development bank, I'm pleased that you've had meetings, and, today, I think you mentioned you've spoken to the chair. Can I ask, perhaps, for a little bit more detail on the capacity for extra loan support from the development bank itself? I appreciate that other announcements are coming later today and I know that these next weeks might change that position, but as it stands at the moment, what capacity is there for extra loans. And perhaps you could also provide further information for businesses that currently have loans with Business Wales in terms of having a break from paying those loans for a period of time, but also support for non-customers of the development bank, which could potentially be customers of the development bank, going forward.
In terms of business rate relief, I welcome absolutely the measures that the Minister has outlined earlier today, the finance Minister. I am concerned that there are some businesses, of course, that don't pay business rates, and how they can be supported, particularly small businesses. Very often, they're businesses that are sole traders that can't access sick pay as well—how they could, perhaps, be supported. But there are some businesses as well with a rateable value of over £50,000. I was speaking to one business over the weekend with a rateable value of just over £50,000, as it happens, which has lost approximately £80,000-worth of business over the coming months, and it can't see a way through. It's having a system that tapers relief for those kinds of businesses as well. It seems that, because they're just over the threshold, they might be significantly disadvantaged, so perhaps some more information in that regard.
Bear with me, Presiding Officer, I was called a bit earlier than I expected.