Llywydd, can I begin by thanking the Member and his staff for the enormous efforts I know they have made over the last week to respond to literally thousands of enquiries from Caerphilly residents, and for the way that he has taken up issues of this sort on their behalf? He's right, of course, that Vaughan Gething and Lee Waters wrote ministerially to the association of British travel agents and of British insurers back on 10 September; they said in the letter that it's incumbent on the travel and insurance industries to take the necessary steps to mitigate the financial impact of restrictions on members of the travelling public whose travel plans have been disrupted. We are yet to receive a reply to that letter. My colleague Ken Skates will chair a quadrilateral meeting of Ministers later this week who have responsibilities in these areas, and he will certainly be raising these matters with the UK Government as well, because these impacts are not confined to Wales, Llywydd. There are people in many other parts of the United Kingdom who find restrictions imposed locally that have an impact on their ability to fulfil travel plans, but it is not their fault at all that they're in that position, and the industry needs to respond accordingly.