Now we turn to Wales. The Chancellor's announcement for England created a consequential for Wales of around about £58 million. However, the Welsh Government has decided, as is its right, to use this consequential funding for other purposes. Replying to my written question of 12 August, the Minister said this:

'The Welsh Government has made a clear commitment to delivering reforms to protect people living in high rise buildings. The reforms are substantial and complex. There are no quick fixes.'

Well, I have to say, Minister, when it comes to the fire safety fund for leaseholders, there is certainly no quick fix, because the problem is still massive and unresolved, and you've not made any attempts so far to emulate the system in England. Instead, leaseholders must make do with the Minister's sympathy, and I quote: I have made clear that

'leaseholders...should not be expected to pay to rectify issues that constitute a failure to build to appropriate quality standards or where matters are in breach of building regulations.'

End quote. And I agree with that, but we need to face the fact that whilst these matters are going through courts or being strung out, these leaseholders are facing enforcement orders and have to pay up or try to sell their property, which is near impossible given current market requirements and the situation in terms of getting a mortgage. So, I really do think that you need to look at this issue again.

Now, I do accept that £58 million as a consequential may be more than the problem needs in Wales to rectify. I accept that you can use that money as you see fit, and you may not want to construct or open a fund that is to the full value pro rata, as it were, to what is being introduced in England. That I could accept, if you gave evidence, and no doubt you'd be capable of getting the evidence if it is there to demonstrate that the need in Wales, though, is very significant, and as I've just referred to the residents in two developments very close to us, it may not be on the scale that it is in England. But I really do believe that you need to do something. These people have been left, really, to deal with a problem that is a matter of public policy failure, and it's a public policy failure that goes back a long time, at least 20 years, and both the party I represent and the party you represent, unfortunately, have been responsible for this policy failure.

I'll just finish on this point: these people did everything right. They applied all due diligence, they sought the advice of solicitors, they had appraisals, inspections, reports of surveys and the like done on the properties they were purchasing, and they could see that the buildings had passed all the regulations, they'd been inspected, and yet they then find out that either the regulations were inadequate or the inspections were inadequate and didn't pick up the improper installation of these systems, which basically makes them null and void and highly dangerous. I do think that we have to come up with a solution. It may be an interim solution to ease the financial pressure on the leaseholders, whilst we do investigate whether there is a legal obligation amongst the builders and developers. But, you know, it's only an organisation as big as Government that can run that course and stay around and deal with legal proceedings. These leaseholders are facing imminent enforcement orders and estimated costs that run from £10,000 to £40,000 in our own neighbourhood here in the Senedd.

So, Minister, can I say, I greatly enjoyed when I shadowed you until very recently? I respect you, I think you've been an innovative Minister, you are on top of your brief, and you've shown real leadership. But in this area, we've not been able to get a consensus, and so far I've been very disappointed with your response. I do urge you to bring that imagination, which you are famous for, to this particular, particularly acute problem.