First Minister, I think what you say about the need for the private sector to accept responsibility is important, but there's been real public failure here. Public regulation has not been fit for purpose; it was not fit for purpose in Governments you've said served here in Wales when it was being developed, and it's also been a failure in England, under Labour and Conservative Governments—I do not avoid recognising the responsibility my party has here. Leaseholders have to be served now by the public sector coming and at least giving some guarantee like a fire safety fund, and then pursuing those private interests that have been grossly deficient, and we need a proper regulatory system. I agree with you on one thing—this bill shouldn't be left at the doorstep of the leaseholders.