I would certainly agree with those forecasts, unfortunately. In terms of COVID, one sector that's suffered greatly is tourism and hospitality, which are being hit hard once again by the latest restrictions. Many have decided to close entirely. First of all, can the First Minister tell us when they can expect to receive the latest grant payments? Because although the customers have to stay away, the bills still have to be paid.

There other businesses who haven't been able to operate at all, virtually, since March, and they have no idea when they'll be able to recommence—businesses in events, weddings, outdoor pursuit centres; others are having to remain dormant for the winter. The speedboat company on the Menai, which had sold a great many tickets for Christmas, are now having to repay that money. So, what special consideration is given to such businesses who more or less will have to go into hibernation now, as far as we can see?

And can I also make an appeal on behalf of those businesses who still fall between the cracks in terms of financial support? Not paying salaries through PAYE or not being registered for VAT is still a problem for many. Another failed to show the scale of his losses, although income had collapsed almost entirely this year—that was a boat trip company. So, can I ask how the Government has, or is, going to do more to identify those gaps that businesses are still falling into, and how can we as Senedd Members help to pass information on about those difficulties faced by those businesses?