I'd like to welcome Laura Anne to her role—it's nice to see you taking the role, Laura. I think this is the first time that we've had a question time together, so very glad to see you there.

We've worked very hard with local authorities to ensure that we have very speedy distribution of grants, especially the grants that go out through the non-domestic rates process. I'm very pleased to say that, as each wave of grants has gone forward, we've been able to speed up the process more and more, and to automate it. We've done that because we've worked with a good piece of teamwork, across local authorities in Wales. Peter Fox in Monmouthshire has been very much a part of that and has been very pleased to be of assistance there.

I'm also pleased to say that there is already, of course, a discretionary fund for local authorities that can assist people in their area. It's up to them whether they decide that particular businesses meet the criteria or not. That's for exactly the reason that you've just outlined—that we do really believe that local authorities are best placed to understand the needs of their local businesses and to understand the nuances. It's very difficult to put a blanket one-size-scheme-fits-all and not have people falling through the cracks of that. So, we very definitely set it up in that way, with a lot of consultation with local authority leaders, and indeed a lot of consultation with local authority treasurers. Again, I reiterate my thanks to the hundreds and hundreds of officers across Wales in local authorities, who have worked their socks off to get these grants out in good time to people—right through Christmas, and through public holidays, and everything else; they've really done a good job. So, I'm delighted to say that that discretionary scheme is up and running, and is being used to good effect by local authorities right across Wales.