Group 1: Repossession grounds (Amendments 32, 33, 46, 51, 52)

Part of the debate – in the Senedd at 1:05 pm on 10 February 2021.

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Photo of Laura Anne Jones Laura Anne Jones Conservative 1:05, 10 February 2021

Our Conservative amendments 51 and 52 introduce some mandatory grounds for repossession. I'm supportive of the overarching aim of the Bill to increase security of tenure for renters, as are most of us across the Chamber. However, it's worth acknowledging the concerns of many landlords and letting agents about the impact the Bill may have on their ability to regain possession of their property should they need to as a last resort. These concerns have been exacerbated given the bottleneck that courts in Wales are now experiencing, with research from National Residential Landlords Association Wales showing that it now takes private landlords an average of 22.6 weeks from making a claim in the courts for a property to be repossessed to it actually happening. This causes disruption and concern for landlords, increases the cost of action, and prevents homes from being available to people who need them. As such, the Association of Residential Letting Agents have called for additional mandatory grounds to be included in the Bill to ensure that it works and achieves a balanced approach. Amendment 51 therefore includes grounds such as if a landlord intends to sell the property or move into the property as suggested by ARLA. While the Minister did not agree with this in Stage 2, it is important to recognise that people's circumstances change. If a landlord is facing homelessness or financial difficulties, then they may need to move into their property or to sell it, and the Bill should recognise such exceptional circumstances.

Amendment 51 also includes grounds for anti-social behaviour and domestic abuse. I'd be interested to know how the Minister would respond to written evidence from the Chartered Institute of Housing Cymru, which states that,

'careful monitoring would need to be established to glean the experience of both tenants and landlords' to ensure that there are no unintended consequences that undermine the ability of landlords to respond to such serious issues.

Amendment 52, meanwhile, enables a mortgage lender to regain possession of a property. Whilst supporting the intentions of the Bill, UK Finance note concerns that the effect of the increased credit risk could have a dampening effect on the private rented sector in Wales, which would be counter to the Welsh Government's desire to see a vibrant, viable, high-quality and growing PRS for those who choose or need it. We are all aware of the issues in the supply of homes in Wales, and it is important that the Bill does not have any unintended consequences on the availability of homes. Does the Minister have any plans to review the impact of the Bill on housing supply in Wales, as part of the post-implementation review? Diolch.