Can I thank David Rowlands for his contribution and his question? I'd agree with him entirely on the points that he's raised, first of all in terms of the support that can be brought forward by the UK Government. The job retention scheme has been crucial in avoiding catastrophic levels of unemployment to date, and therefore it has to continue for as long as it is needed. Similar schemes on the continent have been utilised for over a decade, and can be reintroduced at very short notice by European Governments. I would wish to see the job retention scheme retained for the long term and introduced whenever necessary, should further events of this nature occur. 

In terms of people on lower incomes, it's a fact that people who earn more during the pandemic have been able to save more, and the UK Government, obviously, during the course of the last week, in many statements, has been indicating that it is relying on those people who have been able to save during the pandemic to release their savings to stimulate economic activity. But, of course, we have a very significant number of people who do not enjoy higher levels of income. In turn, we must therefore intervene to support those people who have been hardest hit, and we will go on doing that through direct support for those sectors that are vulnerable. We'll make sure that they are able to grow in a more sustainable way through the beacon activity that I've outlined, through business development grants, through the Development Bank of Wales offering that significant increase in the flexible investment fund, and through, of course, the prospect of collaboration through some of the magnet projects.