With bank closures in our towns and villages across Wales being all too common, the vision presented by the team at Banc Cambria is an exciting one. For example, in my region, the constituency of Ogmore has just one bank left, and similar to what we've heard in Clwyd South as well. And, of course, in some constituencies they're at risk of disappearing altogether. The community-based model could have a wider application than just with banks, of course. Has the Minister given consideration to how we may be able to use the Banc Cambria model for other community-led businesses—in energy, for example—and what support will the Government be looking to provide?