Diolch yn fawr, Joyce Watson. I have responded to many of the important and valid points that you've made. I think it is important to recognise this joint letter that went from the First Minister of Scotland, the First Minister of Wales and the First Minister and deputy First Minister of Northern Ireland to Boris Johnson, calling on him, urging him, not to proceed with this completely unnecessary cut. In that letter, they say that

'this will increase poverty and hardship without delivering any tangible social or economic benefits. The UN Special Rapporteur on Extreme Poverty and Human Rights said—when calling upon you to reverse this cut—that for a healthy and well-qualified workforce to emerge, your Government must provide adequate levels of social protection. Years of a freeze on benefits means Universal Credit has not kept pace with rising living costs.'

And, of course, as I said, the £500 million fund that's been handed out on a discretionary basis is wholly inadequate to making up the £6 billion shortfall in social security expenditure that will result from this cut.