Given the ongoing disinvestment of the banking industry in our high streets, and, in some circumstances, that we don't even have the lender of last resort in our post offices—certainly some of my communities don't any longer have a post office—I just wondered whether we could have a Welsh Government statement on how we can protect the digitally excluded, who are really not comfortable with a cashless, paperless society, to ensure that they've still got a secure place to keep their savings and that they can still access cash without having to be charged for the privilege.