May I add to the cross-party support that has been echoed throughout the virtual Siambr this afternoon? Thank you so much to the Minister and to your team and to the First Minister as well for all your work in bringing this forward. It is an exciting, innovative development and whilst I’ve got this opportunity, mid Wales is looking to develop its financial sector, and we would also welcome the headquarters for Banc Cambria anywhere in mid Wales. So, please do consider that as well.

It is so important for urban and rural areas, and I would just like to comment on the challenges facing rural areas without their banks. I was very privileged to meet with Banc Cambria in Llanidloes, which lost its last bank in 2017, and in Hay-on-Wye, where I live, the last bank closed in 2018. So, this is a really exciting and innovative development. Banks are essential in rural areas because they support small businesses, they support farmers and agriculture, and they support those who are not able to access the digital networks. So, we do welcome this.

I’m not going to repeatedly ask the questions that have been asked previously, because you have been clear that there are still developments to come, but I would just ask and urge that both Banc Cambria and yourself are able to maintain good communications with the communities that are affected by the loss of their banks and that there is a good consultation process that allows people to input into that. I'd also like to echo Luke Fletcher's position on the Welsh language, and you've already given the reassurances around how Banc Cambria are going to be able to meet those expectations. Thank you so much, Minister. Diolch yn fawr iawn.