Given the scale of the crisis, I don't think it's an exaggeration at all to call it a cost-of-living catastrophe, then I think it's an important question that we must all ask, even within the limits of the devolution settlement: what more could we do to help people at this terribly difficult time? And if I can give one example, First Minister, at the moment, social housing providers can introduce rent rises of up to 4.1 per cent. Welsh Government could lower the cap so that any rent rises, at the very least, would be no greater than inflation. You could decide not to match the rail fare increase of 3.8 per cent announced in England before Christmas. Increasing rail fares and rent by around 4 per cent, at a time when annual income in Wales, according to the latest figures, rose by just 0.4 per cent, I think is surely not something that neither you nor I would want to see.