Thank you very much, Llywydd, and thank you to the Member. She paints a very depressing picture and talks about the tenancy hardship fund. Isn't one way of discussing the cost-of-living crisis to refer to it as an unearned income boon, because private renters are more likely to spend more than a third of their income on rent? So, as a Member, would you agree with me that we need to see the Government intervening in the housing market and ensuring affordable rents for people on the ground?