Thank you for the comments and questions. Starting with your points about the co-operative economy, as you'd expect, being a Labour and Co-operative Member of the Senedd, it's something that I'm especially interested in. Of course, there are views across the Chamber. I recall Huw Irranca-Davies's debate on the potential for a Welsh Marcora law, and the work that I'm doing with him and the Wales Co-operative Centre to look at what is possible.

Some parts of the Marcora law in Italy aren't possible because we don't have all the powers within that. But, rather than saying, 'Here are all the things that I can't do', what I said in that conversation with Huw Irranca-Davies and the Wales Co-operative Centre is that I want to look at what we can do, to understand how that will help us to meet our target, not only to double the number of worker-owned businesses within this Senedd term, but what more we can do to give the co-operative economy a stronger role in our future. Because I recognise that there are a number of significant positives. And picking up from the Conservative questions earlier on, actually, if we're going to increase and improve the resilience of the foundational economy, actually, co-operatives have a large part to play, as well as being organisations that can run in medium- and large-sized businesses around the country as well. So, I'm very keen on the co-operative and mutuals sector.

I heard what you had to say about the development bank, and whether more funding would be needed. It's part of an ongoing conversation that we've had with the development bank, and the objectives that I've set for them for the rest of this term. I have to say that I've been broadly impressed with the way that the development bank have gone about being creative in meeting some of the challenges as we've come out of the crisis, and I'm looking forward to seeing them continue to invest. They have a strong reputation for providing not just finance, but advice alongside businesses as well. There are a number of specific areas where they already work. They have got a £25 million management succession fund, which is about management buy-outs. They've also got access for larger worker buy-outs for the flexible investment fund.

But, really, the main part of this will come down to the bespoke advice that people can get from, for example, the Wales Co-operative Centre. As I set out in my statement, I've recently increased a further £0.5 million to help the Wales Co-operative Centre. We've also been able, in a longer term project, to have the £11 million European regional development fund match fund a project that the Wales Co-operative Centre have run.

The challenge is that, as we move forward, post EU funding, those funds are under even more pressure than before, and, when I talked in my statement and in previous statements about the pressure that's on the budgets, that means that if I choose to carry on funding that area—and I do expect I'll have something to say about our work with the Wales Co-operative Centre for the future—there are other parts of what the economy department has been able to do in the past that we won't be able to do at the same scale and level, but I do think this is part of the answer to deal with some of the skills challenges you mentioned later on.

But the best answer, of course, is for an attack of common sense and fulfilment of very clear manifesto pledges on Wales and the rest of the UK not losing out on a penny of EU replacement funds. As it stands, the comprehensive spending review and budget sets out that every part of the UK that previously had EU funds is going to lose out to a significant degree. That said, I'm hopeful, although not certain, that the department for levelling up will reach a different position on the Welsh Government's role in discussion and decision making about those funds, while still continuing to make the case for the full amount of funds to be paid.

And that, I think, comes back to your final points. I appreciate that Scotland have a just transition commission. I don't think that a commission in itself will necessarily deal with all the issues we want; it's really about what we choose to do. And from a policy point of view, myself and the climate change Ministers are very clear that, in wanting to see a transition to a net-zero economy, there are real opportunities, but there has to be a just transition for people in work now. We don't want to throw a group of people onto one side and ignore the skills and experience they've got as we're looking to create new industries. That's particularly important given that we have a shortage of labour and skills, so we're going to need to make use of people who already have skills and certainly want an economic future as well.

It's also, though, why, in the employability and skills plan that we recently published, we were very clear that we are aiming more of our support at people furthest from the labour market. So, it doesn't mean we're not going to achieve our apprenticeship target. It doesn't mean we're not going to carry on investing in training and skills and people close to the labour market where we can make a difference. But, as the Department for Work and Pensions is more active in some of that space, we are looking to make sure that our interventions support people who are furthest away, and often people with a disability, often people that look like me, and often women who want to either return to the workplace or enter the workplace for the first time, and the fact that, whilst we have made real progress on dealing with our economic inactivity rates in Wales, we're still slightly behind the UK average. So, that's where we're looking to focus our attention and our efforts, and I hope that will aid not just part of the just transition in people who are already in work, but to get people into work who aren't currently at present.