Good afternoon, Deputy Minister. Minister, owner-occupied homes make up more than 70 per cent of the 1.4 million homes that we have in Wales. On average, our properties are older than elsewhere in the UK, and many will have a challenge in achieving decarbonisation to the target you have set. If the problem is one of energy supply, how does the Welsh Government expect families to move away from gas towards renewable sources, and how will it pay for it?